Flexible Store Payment Options

Acima lease-to-own for your home appliances and mattresses

Lease-to-own lets you take an appliance or mattress home and pay over time without a standard loan or large upfront payment.

Approval and lease terms are handled directly through Acima at checkout or in-store. Customers should ask the Smart Buy team for current details.

Visit or Contact Our Showroom

Ask our team about Acima lease-to-own in person or over the phone.

Raleigh Store Address

4100 Atlantic Ave., Raleigh, NC 27604

Showroom Hours

  • Monday – Friday10:00 AM – 6:00 PM
  • Saturday10:00 AM – 5:00 PM
  • Sunday12:00 PM – 5:00 PM
Speak directly with an associate during store hours to review current appliance inventory and discuss Acima lease-to-own process details.
Simple Lease-to-Own Process

How Acima works at Smart Buy

Get the appliances and mattresses your home needs today with manageable payments over time, without traditional financing barriers.

01

Pick your items

Find the refrigerator, laundry pair, range, or mattress you need in our Raleigh showroom or catalog.

02

Apply in minutes

Submit a quick application in our store or from your phone. Acima will let you know exactly what information is needed.

03

Receive your decision

Get your approval decision from Acima so you know your shopping power before finalizing.

04

Take it home and pay over time

Complete your initial payment at the counter, set up your scheduled renewal payments, and take your items home.

Lease-to-own with Acima

Apply online to see if you qualify. If approved, you can use your approval toward eligible merchandise at Smart Buy Appliances and Mattress.

Approval and lease terms are determined by Acima.

Have questions about qualification or payments?

Call our store at (919) 703-0041 or text us at (919) 522-5904 for quick assistance.